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Four Reasons to Choose the PARS OPEB Trust Program

With a number of OPEB trust providers in Massachusetts, it can sometimes be difficult to decipher which one to use. Listed below are 4 reasons why PARS stands out from the competition: 1. PARS is the only full service provider - All others offer investment only options, while your municipality/school district is burned with administering the trust itself. In addition to investment management, PARS prepares and manages the trust documents, provides trustee/custodian services, trust administration, and compliance monitoring services. 2. PARS is the most experienced - For over 20 years, PARS has been providing OPEB Trust services to local governments. We currently have 280+ clients including over 60 in New England. 3. PARS is the lowest cost - With economies of scale and specially negotiated investment management fees, PARS OPEB Trust provides investment management services for as low as 0.07% of assets - the lowest in Massachusetts. Our program also has no start-up costs, minimum fees, minimum contribution requirements, termination fees, or transaction/trading fees. 4. PARS provides maximum investment flexibility - We are not one-size-fits-all, but offer active and passive investment portfolios which range in risk-tolerance and were developed exclusively for the PARS OPEB Trust by leaders in OPEB pre-funding, Vanguard and U.S. Bank. For more information on the PARS OPEB Trust Program, please contact: Kathryn Cannie, Senior Consultant 617.549.6555 | Maureen Toal, Senior Vice President 844.540.6732 |



Mosse & Mosse Associates

Mosse & Mosse Associates is an employee benefit consulting and brokerage firm located in Lynnfield, MA. Our firm provides innovative and cost effective employee benefit solutions to approximately seventy-five public school systems, municipalities and Educational Collaboratives within the Commonwealth and New England. While we are a leader in providing Group Long Term Disability programs to Massachusetts public school employees, Mosse & Mosse Associates also offers comprehensive consulting services in all areas of employee benefits, including group health insurance, dental plans and group life programs.

Brian R. Fitzgerald

Senior Vice President

Mosse & Mosse Associates, Inc.

50 Salen Street, Bldg B

Lynnfield, MA 01940

781-224-1709 x139




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